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Atlanta Mortgage Fraud Attorney

Mortgage fraud encompasses a range of deceptive practices linked to securing a mortgage or loan. This can include misrepresenting income, assets, property value, or other critical information to obtain financing that would otherwise be inaccessible. Georgia law takes this crime seriously, and a mortgage fraud conviction can carry hefty penalties. Contact an Atlanta mortgage fraud attorney for experienced and dedicated representation.

If you are charged with mortgage fraud in Atlanta, trust Wallack Law to protect your rights and reputation. Our Atlanta mortgage fraud lawyer will leverage their extensive knowledge and experience to build a robust defense on your behalf and guide you through the legal process. Don’t face these charges alone—schedule a free case consultation today to learn how we can help.

Why Choose Our Atlanta Mortgage Fraud Attorney for Your Case?

  • At Wallack Law, our Atlanta criminal defense lawyers bring over 25 years of  experience in the Atlanta metro area to diligently protect our clients against mortgage fraud allegations.
  • We approach every case with a blend of rigorous investigation and innovative defense strategies, making sure that your constitutional rights are protected throughout the process.
  • Honest, consistent communication is at the heart of our practice. We will clearly explain the legal complexities so you can make informed decisions about your defense.

Atlanta Mortgage Fraud Laws and Penalties

Mortgage fraud refers to the act of securing a residential mortgage through deceitful means and is considered a white collar crime in Atlanta. This fraud can happen during any stage of the mortgage procedure, from the initial application and negotiation of terms to the final signing, closing, and funding of the loan. Any false or omitted information on a loan application, appraisal report, or any other document provided to an underwriter or lender could lead to a mortgage fraud charge.

The penalties for committing mortgage fraud are severe: up to 10 years in prison and up to $5,000 in fines. Moreover, the Georgia RICO statute classifies residential mortgage fraud as racketeering activity. A breach of this statute is a felony that can result in a sentence of five to 20 years in prison, plus a fine that is either $25,000 or three times the illicit gains from the fraud—whichever is higher.

Possible Defenses to Atlanta Mortgage Fraud

Mortgage fraud is a serious offense, but various defenses can be employed to challenge these allegations. The Atlanta mortgage fraud attorney at Wallack Law is well-versed in these strategies and can assist you in crafting the strongest defense possible, tailored to the unique circumstances of your case.

Some of these defenses include:

  • Misunderstanding or Lack of Intent: The defendant did not intend to commit fraud and any misrepresentation was unintentional.
  • Insufficient Evidence: The prosecution cannot provide enough evidence to prove beyond a reasonable doubt that fraud was committed.
  • Duress or Coercion: The defendant was forced or threatened into committing the fraudulent act.
  • Mistaken Identity: The defendant is not the individual responsible for the fraudulent activity.
  • Good Faith: The defendant believed the information provided was accurate and had no intent to deceive.
  • Improper Police Conduct: Evidence was obtained illegally or without proper procedure, making it inadmissible in court.
  • Expiration of Statute of Limitations: The time limit for the state to bring mortgage fraud charges has expired.

Contact an Atlanta Mortgage Fraud Attorney Today

If you’re facing allegations of mortgage fraud in Atlanta, it’s essential to act swiftly. In these situations, trust Wallack Law to safeguard your rights and reputation. Contact us today at (404) 919-4411 to discuss your next steps with an Atlanta mortgage fraud attorney.